Debt control

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How many credit cards do you have?
Do you want to slow down your spending?
Slow down my spending, with hypnotherapy? I can hear you say.... Yes, you heard me. You certainly can. Spending is a habit, just like smoking and drinking.

Your desire to spend can become dissociated from your bank account. The plastic has become all too easy. When the bankcard statement comes it is easy to put it in the too hard basket and just pay off the basic amount, and continue keeping on spending and piling up more debt.
Wouldn't it be nice to be on top of it?

Where to start

Come and see me! My approach involves financial counselling and hypnotherapy combined. We look at where you are and where you want to be. We then get you in control and doing it.

I am going to put a picture into your mind.
To make this easy, lets say your net income each month is £1,500. That's the money you actually get in your bank account. Now lets turn that £1,500 into 30, £50 notes and pretend this is in a glass jar in a prominent part of your house. As you spend you take out the right amount of £50 notes to buy. Remember there are 30 notes there, 30 to spend or some to save.

Important spending
Important spending
   
Rent/mortgage totalling £650 13 notes
Council tax 2 notes
Food 3 notes
Gas/electricity and other odd bills 1 note
Telephone and mobile phonecalls 1 note
  20 notes used, £1,000 gone

If you are on £25,000 a year your jar is now empty.
Other spending
Other spending
 
Transport/ train/bus/car fuel 3 notes
Presents & hobbies 2 notes
Dinner out, drink and/or gig 2 notes
Clothes, books, hair cut, internet 3 notes
  10 notes, another £1,000 gone

Your jar is empty, all 30 notes have gone. You have run out of money.
Other spending we haven't covered
Other spending we haven't covered, and there is nothing left to pay for them
   
Holiday savings 4 notes
Furniture, white goods, gym, auto pay outs 3 notes
Cigarettes and alcohol
3 notes
  10 you cannot have

and then there is interest on money you have already overspent, increasing daily.


This is a rough, but realistic guide for one person. If there are two of you living off this amount that means some of this doubles, and if you are paying off a mortgage, or a car, that will be a good deal more. I haven't allowed you to have children in this example.

How can you save to buy a house or have a holiday at this rate?

If you are sharing expenses with someone else who is also earning,you should be able to manage. If you can't then this type of budget work would be really useful.

Hypnotherapy and spending

Clinical hypnotherapy offers many specialised techniques. After an initial consultation a very personalised series is developed for you. We will get some goals in place for you to work towards, methods of tackling your spending within your time constraints, and confidence to take it forward. Your new mindset will enable you to make better buying decisions and put money into paying off debts as often as you can. If stressful, emotional or relationship issues are involved we deal with these too. It all helps to focus and take control.

Hypnotherapy is a holistic therapy. You will note good feelings of satisfaction as you take control of your money and move forward.

 

Take control of your life
Get started today
07962 811907
 
 
Hypnotherapy for everyone .... Sportsmen/women - improve your game! .... Singles - confidently take control! .... Artists - see the results! .... Musicians - hear the difference! .... Mums - let the new you improve the whole family! .... Dads - improve your work/life balance! ..... Partners - jazz up your relationship! .... Parents - improve your child's confidence, learning and performance! .... Over fifties - get yourself in peak shape! .... Over seventies - Beat your aches and pains! .... Feel good! .... I can come to you .... Marilyn's hypnotherapy - empowering you to be better!